Social Security Spousal Benefits 2026: New Rules, Payment Amounts, Eligibility & How to Claim

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On: Tuesday, January 20, 2026 8:12 PM

Social Security Spousal Benefits
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The SSA is providing the monetary income to the retirees and the spouses are now eligible to claim it on the basis of their partners earnings and this shall not be more than 50% of the full benefits of the individuals. The individual needs to be above 61 years and the spouse shall have filed for the retirement or disability benefits under the name of Social Security.

The SSA Spousal Benefits Eligibility 2026 will let you get the payment qualification. The details on Spousal Benefit Amount 2026 are being mentioned in the post. You shall have a look at the post over here to get the full facts. 

Social Security Spousal Benefits 2026

The United States residents are being provided monetary support by the Social Security Administration for working under the Government Departments. The individuals working under the SSA are provided retirement income and the support is given to the ones who have reached retirement age. The Social Security benefits are provided to the beneficiaries after having their incapability of working more due to their ill health or their age restrictions. The spouses get the benefits out of the earnings of their partners and it is 50% of the partners full retirement benefits. The worker who is to get the benefits shall have their spouse eligible for it on the basis of their earnings. 

Even the spouses shall be 62 years or more and also shall have a qualifying child in order to get the benefit and the benefit can’t be above 1/2 of the partner’s full retirement benefits. The ones who come under theSSA Spousal Benefits Eligibility 2026 are to get this benefit. The beneficiary can be eligible no matter what their marital status is. It is not necessary to get the spousal benefit as the past income decides what you can get. To know more on the spousal benefits, you shall check the article being mentioned here.

Social Security Spousal Benefits

ssa.gov Spousal Payments 2026 Overview

AgencySocial Security Administration 
Post title Social Security Spousal Benefits 2026
CountryUSA
Year2026
Benefit ToSpouses of working individuals 
FrequencyMonthly 
Amount50% of earnings 
Payment DateAs per the birth date
CategoryUS Finance
Official Websitehttps://www.ssa.gov/

Social Security SSA Spousal Benefits

  • The individuals who have worked under the SSA are to be provided the benefits of retirement and disability and the income support is given on the monthly basis. 
  • The spouses of the workers shall be given the income support under the name of Spousal benefit and this shall be given equal to 50% of the retirement benefits the spouse gets.
  • The Social Security Spousal Benefits 2026 are to be paid on the dates as per the birth dates which is mentioned in the schedule. 
  • The benefits of the spouses will be reduced if they are claiming their payments at an early age rather than the full retirement age. 
  • If the income is getting a higher benefit, you shall get the higher benefit and not the spousal benefits.

Eligibility Criteria for SSA Spousal Benefits

  • You shall get the benefit if: 
  • You are not under 62 years of age
  • You are caring for a child 
  • Your child is getting disability benefits. 
  • Spouse has applied for the social security retirement benefits.

Spousal Benefit Amounts

The amount of the spousal benefits shall be half of the full retirement income of the other spouse. The benefits are based on the earnings of the spouse getting the Social Security benefits at the full retirement age. 

For the ones who are born in 1960 or after, the benefit shall be provided from the age of 67 years. 

SSA Spousal Benefit Date

BirthdatePayment on
1st and 10thII Wednesday 
11th and 20thIII Wednesday
21st and 31stIV Wednesday

FAQs

What is meant by the Social Security Spousal Benefits 2026?

It is the monthly payment for the ones who have their spouses working under the SSA.

How much shall the spousal benefit be paid?

The benefits are paid for the amount of 50% of the earnings of the spouse.

What is the date to get the spousal benefits?

The benefit shall be given on the dates as per the schedule. 

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